Drawdowns of new housing loans by Finnish households in March 2025 amounted to EUR 1.2 billion, which was EUR 230 million more than in the same period a year earlier, according to the Bank of Finland.
Buy-to-let housing loans accounted for EUR 130 million of the new housing loan drawdowns.
The average interest rate on new housing loans declined from February, to 3.06% in March.
At the end of March 2025, the housing loan stock totalled EUR 105.5 billion, and its year-on-year growth was minus 0.5%.
Buy-to-let housing loans accounted for EUR 8.9 billion of the housing loan stock.
At the end of March, the household loan stock included EUR 17.6 billion of consumer credit and EUR 17.7 billion of other loans.
In March, Finnish housing corporations drew down EUR 670 million of new loans. The stock of loans granted to housing corporations amounted to EUR 45.4 billion.
Source: www.dailyfinland.fi
